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If you want a friend or family member, for example, to take over ownership, your loved one can use a refinance loan to pay off your existing loan, replacing it with a loan in their name. What it’s not : This does not mean making someone else responsible for your current loan or even transferring a loan into someone else’s name.

Contact Your Lender. The person whose name is currently on the car loan needs to contact their bank or other financial institution before anything else can happen. Ask about the policies on auto loan transfers. This is the step at which most banks will tell you it’s against your contract to do so.

The issue of whether or not you can transfer a loan to another person can get a little murky due to variance in loan type and individual agreement terms. To better understand ideal conditions to transfer debt, and which types of loans are even applicable for hand-off, let’s review some of the most popular loan types and why an interpersonal transfer is or isn’t possible.

Personal loans cannot be transferred to another person, because these loans are determined based on your unique credit score and your list of available sources of income. Some types of personal.

A car loan can represent a huge monthly expense for young couples that can put them in a real financial bind. A car loan contract exists between you and the creditor. You cannot transfer a car loan contract from one person to another. Many other options exist to get out from under a car loan.

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I would like to transfer my car loan to someone else, how do I do tha. – I would like to transfer my car loan to someone else, how do I do that? – Let TD Helps show you how you can reach your goals.. I would like to transfer my car loan to someone else, how do I do that? Melissa, Seattle November 7, 2015 10:02:53 AM.

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If your vehicle loan has become unaffordable, getting someone else to assume car payments may seem like the answer. But there are some big risks. Can I Get Someone to Take Over My Car Payments?

Go through your loan documents to see whether you can transfer your car loan to another person. Although such details are usually mentioned in the loan agreement, you could also contact your bank and ask them for clarification regarding this matter, as well as the required process to make the transfer.

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