A better way is to get preapproved for your car loan. Getting preapproved is the closest you can come to the perks of paying with cash while not having to save up for months or years in advance.
Now, let’s get back to the question of having a "good credit score" for a car loan. Earlier, we mentioned that a score of 630 is generally the minimum for getting approved with few issues, but considering the fact we said that higher scores mean lower rates, it would be better if your score is the 700s or higher.
You’ll get approved for an auto loan regardless of your credit. The ABC’s of Auto Loans. Application & Approval If a lender tells you that you’re ‘declined’, we won’t take that as an answer! We won’t stop working on your application until we get you the best car loan approval at.
How to get preapproved for a car loan. You can apply to get preapproval for an auto loan online, over the phone or in person at a bank or credit union. Since you already have a relationship with.
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Before you get approved for a loan, a lender will check your credit score to find out how dependable you are in repaying your debts. You can improve your score by paying your bills on time and making more than the minimum payment each month.
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