how to get my name off a joint car loan East Luther Grand Valley

My ex-husband and I got a car loan together in 2004. In 2006 we divorced. In the divorce agreement, he got the car along with the financial obligations for paying off the loan, and I got the responsibility of paying off some credit card debt. However, because the loan is still active, my name is still on it.

There is generally only one way to have oneself removed as the cosigner of a loan; a cosigner’s name is removed is when the loan is paid off. Assuming the borrower or cosigner aren’t able to pay the loan, a cosigner may be removed if the loan is refinanced or if a new loan is taken out to pay off the old loan.

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Re: Getting Out of Joint Auto Loan well, unless you are willing to pay of the loan in full, hang on to your shorts. it will not go well for you. Since both parties have equal standing to possess the car, and since it was purchased with the intent of it being her car, you do not really have much claim to anything.

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How Do I Get Out Of A Loan With My Ex? – Bankrate – More On Exes And Loans: It does not matter to your creditors if you and your girlfriend are still together or have called things off. The creditor only knows and cares that you both signed an agreement to pay a loan. If the loan is not paid as agreed, the creditor has the right to collect the monthly payment from either one or both of you, as well as any past-due amount.

How to Get Your Name Off of a Joint Loan. The most common joint loans include car loans, mortgages, business loans and personal loans. Contact the lender to find out its procedure is for removing a person from a joint loan. You can contact lenders through the customer service number on your bill or go to its website and contact the company through the appropriate form.

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